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Terms and Conditions

Effective Date: October 8, 2026
Last Updated: October 8, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyfiredamagedhomeschandlerarizona.com (the “Website”) and services offered through the Website by I Buy Houses With Fire Damage Chandler (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

The Website presently markets our business principally as a direct cash purchaser of fire-damaged property in Chandler, Arizona.

Depending on the transaction, we may act as:

Our actual role depends on the transaction documents and conduct.

Unless separately and lawfully established, we do not act as your:

3. Direct Purchase Model

Where we seek to purchase property for our own account:

4. No Obligation to Sell

Submitting property information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry and is not a purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable transaction agreement, subject to any contractual or statutory rights.

5. No Obligation to Purchase

Submitting property information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily authorize that person to bind every other owner.

7. Agents, Wholesalers, and Other Representatives

The Website’s offer form expressly permits a submitter to identify as:

A person submitting information as an agent, wholesaler, contract holder, attorney-in-fact, trustee, personal representative, or other representative is responsible for having lawful authority.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Assessments

An acquisition evaluation may include:

An evaluation performed for our acquisition purposes is not automatically an inspection or professional report performed for the seller’s benefit and is not a warranty concerning property condition.

10. Preliminary Offers

Any preliminary:

is non-binding unless included in a legally enforceable written transaction agreement.

An offer may change following due diligence.

11. Offer Methodology

Potential offers may consider:

No particular valuation method, purchase price, or financial outcome is guaranteed.

12. Binding Transactions

A binding real estate transaction arises only when the applicable parties execute legally enforceable transaction documents.

Closing may depend on:

13. Arizona Does Not Mandate One Universal SPDS Form for Every Private Residential Sale

Arizona does not impose one universal statutory Seller’s Property Disclosure Statement that every private seller of an existing residential home must complete in every transaction.

Arizona nevertheless imposes important disclosure duties through:

14. Arizona Common-Law Disclosure Duty

Arizona courts recognize that a seller who knows of facts that materially affect the value of property, where those facts are not readily observable and are not known to the buyer, can have a legal duty to disclose them.

Accordingly, the absence of a universal statutory disclosure form does not mean that a seller may conceal a known material defect.

15. Fire Damage Can Be a Material Fact

Fire, smoke, firefighting activity, or incomplete restoration can create material conditions involving:

Known material fire-created conditions should not be concealed or misrepresented.

16. Arizona REALTORS® SPDS

Arizona REALTORS® publishes a commonly used Residential Seller’s Property Disclosure Statement (“SPDS”).

The SPDS is an industry and contractual form rather than a universal statutory form required in every private Arizona residential transaction.

Where the parties use the current Arizona REALTORS® Residential Resale Real Estate Purchase Contract, the contract can require delivery of a completed SPDS within the contractual deadline.

Current 2026 Arizona REALTORS® contract materials generally provide for SPDS delivery within three days after contract acceptance, unless the parties’ actual contract provides otherwise.

The executed purchase agreement controls.

17. Fire Damage Is Expressly Addressed by the SPDS

The current Arizona REALTORS® SPDS expressly asks about property damage from causes including:

It also asks about homeowner’s insurance claims filed against the property.

Accordingly, where the SPDS is used, prior fire damage and insurance history can be directly relevant.

18. SPDS Waiver Does Not Authorize Concealment

Even if the parties agree that an Arizona REALTORS® SPDS will not be delivered, that does not automatically eliminate:

19. If the Seller Speaks, Statements Must Be Truthful

A seller, investor, agent, or other person making representations concerning:

should not knowingly make false or misleading statements.

An as-is clause does not authorize affirmative fraud.

20. Insurance Claims History

Where the parties use a purchase contract requiring a property insurance-claims history or related documentation, those contractual obligations must be followed.

The Website’s collection of information concerning whether a seller received an insurance payout does not itself establish ownership of the seller’s insurance proceeds.

21. No Universal Fire-Document Package

Arizona does not impose one universal requirement that every seller automatically deliver every historical:

to every purchaser.

A specific record may nevertheless be:

22. No Universal Requirement to Commission a Fire Inspection Before Sale

Professional structural, electrical, environmental, or fire-damage assessments can be prudent.

Arizona does not impose one universal statewide rule requiring every private seller of a fire-damaged residence to commission every type of professional inspection before transferring property.

The actual need for professional review can depend on:

23. As-Is Transactions

The Website advertises as-is purchases.

“As-is” can mean that the purchaser agrees to accept the property in its current condition without requiring the seller to make specified repairs.

It does not automatically eliminate:

24. No Universal Requirement to Repair Before Sale

Arizona does not impose one general statewide rule requiring every fire-damaged house to be completely restored before it can be sold.

A damaged property may potentially be transferred as-is.

Separate:

may nevertheless affect the property.

25. Arizona Wholesaling Law

Arizona specifically regulates certain wholesale transactions involving residential real property under A.R.S. § 44-5101.

For this statute, residential real property generally means property containing fewer than five dwelling units.

26. Arizona Wholesale Buyer

A “wholesale buyer” generally means a person or entity that:

27. Disclosure by a Wholesale Buyer

Before the parties enter into any binding agreement, a covered wholesale buyer must disclose in writing to the seller that the buyer is a wholesale buyer.

The disclosure should therefore be made before the seller becomes contractually bound.

28. Seller’s Cancellation Right When Wholesale-Buyer Disclosure Is Missing

If a covered wholesale buyer violates the statutory disclosure requirement, the seller may generally:

This statutory remedy applies notwithstanding contrary language in the sale contract.

29. Arizona Wholesale Seller

A “wholesale seller” generally means a person or entity that:

30. Wholesale-Seller Disclosure

Before the parties enter into a binding agreement, a covered wholesale seller must disclose in writing to the buyer that:

31. Buyer’s Cancellation Right When Wholesale-Seller Disclosure Is Missing

If the wholesale seller violates the disclosure requirement, the buyer may generally:

32. Contractual Interest Is Not Legal Title

Holding a:

is different from holding record legal title.

A contract holder should not falsely state that:

33. Arizona Wholesaler Disclosure Does Not Replace Licensing Analysis

Compliance with A.R.S. § 44-5101 does not automatically establish that every act performed in connection with a wholesale transaction is exempt from Arizona real estate licensing requirements.

The actual relationship, conduct, and compensation still matter.

34. Arizona Real Estate Broker Definition

Arizona’s broker definition generally covers a person who, for another and for compensation, performs or offers to perform activities including:

A person performing regulated activity for another in expectation of compensation should determine whether licensure is required.

35. Arizona Own-Property Exemption

Arizona generally provides a licensing exemption for qualifying individuals or business entities dealing in their own property, subject to the statute’s limitations.

A genuine principal purchaser acquiring property for its own account may therefore be situated differently from a person acting for another for compensation.

The exemption should not be used to disguise brokerage activity.

36. Contract Holder and Owner Exemption

A person who holds only a purchase contract or equitable interest should not automatically assume that every Arizona licensing exemption applicable to an owner of real property necessarily applies in the same manner.

Wholesaling, solicitation, negotiation, referral, and compensation practices should be analyzed based on the actual facts.

37. Assignment Depends on the Contract

Whether an Arizona purchase agreement may be assigned depends on:

Nothing on the Website guarantees assignability.

38. Arizona HOA and Condominium Properties

Property located in:

may be subject to separate Arizona resale-document, assessment, governing-document, or association disclosure requirements.

These obligations are separate from fire-damage disclosures.

39. Foreclosure and Financial Distress

The Website may attract homeowners who are:

We are not your:

unless a separate legally compliant relationship expressly establishes otherwise.

40. Arizona Foreclosure Consultants

Arizona separately regulates foreclosure consultants.

A foreclosure consultant can include a person who, for compensation, offers or performs covered services represented as helping a homeowner:

41. Covered Foreclosure-Consulting Services

Covered services can include:

A direct purchaser should avoid turning an acquisition relationship into paid foreclosure consulting without full compliance.

42. Twenty-Four-Hour Advance Contract Review

A covered Arizona foreclosure-consulting contract generally must:

43. Three-Business-Day Cancellation Right

A homeowner generally may cancel a covered foreclosure-consulting contract until midnight of the third business day after signing a compliant contract.

The right cannot be conditioned on repayment of money.

44. No Advance Compensation for Covered Foreclosure Consulting

A covered foreclosure consultant generally may not demand, charge, collect, or receive compensation until after fully performing every covered service promised or contracted for.

45. Foreclosure Consultant Cannot Acquire the Client’s Residence

A covered foreclosure consultant generally may not directly or indirectly acquire an interest in the residence in foreclosure belonging to the homeowner for whom the consultant agreed to perform covered services.

Accordingly, a business seeking to buy the house for its own investment account should not simultaneously portray itself as the homeowner’s paid foreclosure consultant.

46. Other Foreclosure-Consultant Restrictions

Arizona also restricts covered consultants from:

47. Foreclosure Reconveyance

Arizona defines a foreclosure reconveyance as a transaction involving transfer of title during foreclosure followed by a conveyance or promise of an interest back to the former homeowner allowing the homeowner to remain in possession.

A sale-leaseback, repurchase option, contract-for-deed, or similar arrangement may therefore raise issues beyond an ordinary permanent cash sale.

48. Foreclosure-Consultant Exemptions Are Specific

Arizona’s foreclosure-consultant statute contains exemptions for specified persons and activities, including qualifying:

An exemption should be confirmed for the actual conduct rather than assumed.

49. Requesting an Offer Does Not Stop Foreclosure

Submitting a Website form, receiving an offer, or negotiating a sale does not automatically:

Homeowners facing foreclosure should independently confirm applicable deadlines.

50. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

51. Proposed 2026 Distressed-Property Bills Are Not Current Law

Arizona lawmakers considered proposals in 2026 that would have substantially expanded regulation of distressed-home consultants, equity purchasers, and wholesalers.

Those proposals, including HB 2486 and SB 1715, did not become law.

These Terms therefore do not treat their proposed requirements as current Arizona law.

52. Federal Mortgage-Assistance Rules

Where separate conduct constitutes mortgage-assistance-relief services under federal law, additional requirements may apply concerning:

53. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

54. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

55. Insurance Payout Information

The Website specifically asks whether the homeowner received an insurance payout.

That information may be considered when evaluating property condition and the potential transaction.

Providing that information does not mean that:

56. Pending Insurance Claims

If property is sold while an insurance claim remains pending, the transaction documents should address the parties’ respective rights concerning:

57. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A homeowner seeking representation or assistance negotiating an insurance claim should use an appropriately licensed professional or attorney where required.

58. Chandler Building Safety

The City of Chandler’s Building Safety division:

Fire-related restoration can require City permits and inspections depending on the nature and scope of the work.

59. Current Chandler Construction Codes

Chandler states that it has adopted the 2024 International Codes with the 2023 National Electrical Code, with plans submitted on or after July 1, 2025 required to comply with those code editions and Chandler amendments.

Repairs and reconstruction should therefore be evaluated under the code applicable to the project rather than an outdated generic code reference.

60. Existing Buildings and Fire Repairs

Chandler’s regulatory materials include the 2024 International Existing Building Code governing repair, alteration, changes of occupancy, and additions to existing buildings.

Fire restoration may therefore require review concerning:

61. Chandler Fire Prevention

The Chandler Fire Prevention Division enforces applicable City fire codes and ordinances, conducts inspections, issues permits, follows up on hazards, and maintains records.

The division also conducts or assists with fire investigations and maintains fire-related records.

62. Chandler Fire Reports

Chandler allows requests for records including:

Availability of a government record does not create a universal requirement that every seller automatically provide every such record to every buyer.

63. Fire-Protection-System Work

Chandler separately regulates service, repair, and installation of specified fire-protection equipment.

Covered work can require:

A property sale does not eliminate those requirements.

64. Chandler Fire-Code Version

Chandler’s current Fire Prevention materials reference the 2021 International Fire Code with Chandler amendments, while Building Safety materials identify 2024 International construction codes for building plan review.

The code applicable to a specific fire-protection or construction issue should therefore be confirmed with the appropriate City department rather than assuming all disciplines use the same edition.

65. No Universal Requirement to Complete Repairs Before Closing

City permit, repair, safety, or occupancy requirements can affect a property without necessarily requiring that every issue be fully resolved before title can ever transfer.

The parties should determine:

66. Cleanup and Restoration

The Website states that the buyer may handle cleanup and repairs.

Any:

must comply with applicable licensing, environmental, worker-safety, disposal, permit, and other requirements.

Nothing in these Terms represents that we personally perform licensed contractor work unless lawfully authorized.

67. Inspections and Due Diligence

The Website advertises a streamlined sale without lengthy traditional inspections.

That does not prevent us from conducting due diligence permitted by the purchase agreement.

Due diligence may include:

68. Fast Closing Claims

The Website advertises closing in as little as 7 days and states that many transactions can be completed within approximately 30 days.

Those statements describe potential timing rather than guarantees.

Actual timing may depend on:

69. “Best Cash Offers Guaranteed”

The Website currently states “Best Cash Offers Guaranteed!”

That phrase should not be interpreted to mean that:

Unless the business can objectively substantiate the claim, the safer production wording is:

“Competitive, no-obligation cash offers based on property condition and current market factors.”

70. “Guaranteed Sale” Language

The Website also uses language suggesting that selling as-is can provide a “guaranteed sale.”

No sale should be described as guaranteed merely because a preliminary cash offer has been discussed.

A transaction remains subject to:

71. “Offer Is the Amount You Receive at Closing”

The Website states that the offer presented is the amount the seller receives at closing.

That statement can be misleading unless the offer truly accounts for every applicable deduction.

Actual net proceeds may be affected by:

A better statement is that there are no buyer-imposed hidden fees or commissions where that is actually true, while the final settlement statement controls net proceeds.

72. No Agent Commissions and Fees

Where a seller completes a genuine direct transaction without a listing broker, a traditional listing-agent commission may not apply.

If a licensed Arizona real estate professional participates, compensation obligations will be governed by applicable:

73. Tenant-Occupied Property

The sale of tenant-occupied property does not automatically terminate a lawful tenancy.

A purchaser should evaluate:

A property that appears vacant after a fire should not automatically be treated as free of tenancy-related rights.

74. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.

Nothing on the Website replaces applicable federal requirements.

75. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

76. Arizona Recording Law

Arizona generally permits a participant to a wire, electronic, or oral communication to record the communication without obtaining consent from every other participant.

A person generally may not secretly intercept a communication to which the person is not a party without the consent required by law.

Because interstate communications may involve jurisdictions requiring all parties to consent, additional notice or consent may be required.

Where another applicable jurisdiction is stricter, that stricter rule controls.

77. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

78. Email Communications

By providing an email address, you authorize communications concerning:

Applicable marketing emails will include an unsubscribe mechanism.

79. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This does not eliminate documents that applicable law requires to be delivered in another form or manner.

80. Privacy

Our handling of personal information is described in our Privacy Policy.

81. Independent Decision-Making

Selling fire-damaged real estate can have significant:

You may wish to consult:

82. No Professional Advice

Website content does not constitute individualized:

83. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

Where a licensed Arizona real estate professional participates, applicable brokerage, representation, and agency documents control.

84. Acceptable Use

You may not:

85. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Houses With Fire Damage Chandler.

You may not commercially reproduce protected Website content without authorization.

86. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

87. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

88. No Guarantee of Transaction

We do not guarantee:

89. Marketing Claims

Website statements describing our offers or process as:

describe marketing objectives or possible service characteristics unless an enforceable agreement expressly provides otherwise.

They do not guarantee a particular economic result.

90. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

91. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights that applicable law does not permit to be waived.

92. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY HOUSES WITH FIRE DAMAGE CHANDLER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under separately executed:

unless those documents expressly provide otherwise and applicable law permits it.

93. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

94. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Houses With Fire Damage Chandler from claims arising from your:

95. Governing Law

These Terms are governed by the laws of the State of Arizona, except where another law must apply.

96. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Arizona.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

97. Non-Waivable Arizona Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

98. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

99. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

100. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

101. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

102. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This provision does not determine whether a real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

103. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

104. Contact Us

Questions concerning these Terms may be directed to:

I Buy Houses With Fire Damage Chandler
Chandler, Arizona
United States

Website: ibuyfiredamagedhomeschandlerarizona.com